Location: Uganda
Company: Furaha Financial
Employment Type: Full-time

Furaha Financial is seeking an experienced Lead – Asset Lending to drive the strategy, growth, and performance of its asset lending business. The successful candidate will oversee the full lending lifecycle—from product development and underwriting to portfolio management, risk governance, compliance, and commercial performance—while delivering innovative, digital-first lending solutions.

Key Responsibilities

• Develop and execute the company's asset lending strategy aligned with business objectives.

• Lead the design, launch, and growth of innovative digital asset lending products.

• Establish lending policies, pricing strategies, collateral frameworks, and portfolio limits.

• Oversee credit underwriting, risk management, and portfolio performance.

• Monitor loan portfolio growth, profitability, delinquency, and credit loss metrics.

• Ensure compliance with regulatory requirements and internal governance standards.

• Build and manage strategic relationships with funding partners, institutional clients, and key stakeholders.

• Lead, mentor, and develop a high-performing lending team focused on innovation and customer experience.

Qualifications & Experience

• Bachelor's degree from a recognized university.

• Minimum 10 years' experience in lending, asset-backed lending, wealth lending, or fintech lending.

• At least 5 years in a senior leadership role managing lending businesses or credit portfolios.

• Proven experience launching and scaling lending products within a fintech, digital bank, or financial institution.

• Strong expertise in secured lending, collateral management, credit risk, and portfolio analytics.

• Experience working within regulated financial services or fintech environments.

• Excellent commercial, leadership, analytical, and stakeholder management skills.

Preferred Qualifications

• Experience in EV asset lending or mobile handset financing in Africa.

• Knowledge of API-driven lending platforms and digital lending infrastructure.

• Experience building asset lending ecosystems is an added advantage.

Key Performance Indicators (KPIs)

• Loan portfolio growth

• Lending revenue and net interest income

• Portfolio yield

• Credit loss ratio

• Delinquency and default rates

• Loan approval turnaround time

• Customer satisfaction (NPS/CSAT)

• Operational efficiency and automation

• Regulatory compliance and audit performance

How to Apply

Send your application to gloria.kaligirwa@furaha.financial.